FREE · NO OBLIGATION · $1 TO START

Stop letting bad credit hold you back.

Get a personalized Credit Action Plan that shows you exactly what's hurting your score and how to fix it — starting with just $1 credit monitoring.

Results in 30-45 days
No obligation to continue
Personalized to your report
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Tell us about yourself

We'll show you how to get your free Action Plan.

No spam. We don't sell your information.

Quick Estimate

What could your score look like?

Move the sliders to see a rough estimate of your potential improvement.

Your current credit score580
300750
Negative items on your report4
112
Now
580
Poor
After
692
Fair
+112 points potential

Based on removing 4 negative items from your report.

The Real Cost of Bad Credit

Bad credit is costing you more than you think

Denied Applications

45%

of Americans have been denied a credit card, loan, or apartment because of their credit score.

Higher Interest Rates

$5,000+

extra per year in interest payments. Bad credit costs real money on every loan, card, and mortgage.

Lost Opportunities

1 in 5

Americans have errors on their credit reports. You could be paying for mistakes that aren't even yours.

Real Results

Our clients are winning

Score increases, new cars, credit card approvals — see what's possible when your credit works for you.

Credit score 735 — up 236 points
Client purchased a new Charger
Navy Federal $500 credit card approved
Client celebrating new Buick SUV
Client text: Welcome to the 700 Club
Credit score 768 on MyFreeScoreNow
Credit score 735 — up 236 points
Client purchased a new Charger
Navy Federal $500 credit card approved
Client celebrating new Buick SUV
Client text: Welcome to the 700 Club
Credit score 768 on MyFreeScoreNow
New Mercedes with red bow
Navy Federal $20,000 Visa Signature approved
Client with new Lexus NX
TransUnion +168 pts, Equifax +135 pts
Client with new truck — GWE watermark
Secured card upgraded notification
New Mercedes with red bow
Navy Federal $20,000 Visa Signature approved
Client with new Lexus NX
TransUnion +168 pts, Equifax +135 pts
Client with new truck — GWE watermark
Secured card upgraded notification
Simple 3-Step Process

How it works

1

Get Your $1 Credit Report

Sign up for credit monitoring through MyFreeScoreNow for just $1. This gives us access to your full 3-bureau credit report so we can analyze it.

2

We Analyze & Build Your Plan

Our team reviews every item on your report. We identify errors, outdated accounts, and items that can be disputed — then build your personalized Credit Action Plan.

3

Watch Your Score Climb

We handle the disputes with the credit bureaus on your behalf. Most clients see results within 30-45 days. You track progress through your monitoring dashboard.

Why Choose Us

Why GWE Credit Repair

We do things differently. Here's why our clients trust us with their credit.

Personalized, Not Automated

Every Credit Action Plan is built by a real person who reviews your unique report. No cookie-cutter templates.

Transparent Process

You'll know exactly what we're disputing and why. No black box tactics, no hidden fees, no surprises.

Results in 30-45 Days

Credit bureaus are legally required to investigate disputes within 30 days. Most clients see score improvements within one cycle.

Only $1 to Start

Your first step costs just one dollar for credit monitoring. No expensive setup fees, no long-term contracts required.

Free Credit Action Plan

Your personalized plan is completely free. We analyze your report and show you exactly what needs to be fixed — no charge.

Your Advocate, Not a Robot

You get a real person who fights for your credit rights. We're your advocate against the bureaus, not a chatbot.

Credit Transformations

Real results for real people

See the kind of improvements our credit repair process delivers.

Example Result
Before
520
After
680
+160points in 45 days

Issues addressed: Collections & Late Payments

Example Result
Before
580
After
720
+140points in 60 days

Issues addressed: Medical Debt & Errors

Example Result
Before
490
After
640
+150points in 90 days

Issues addressed: Identity Theft & Charge-offs

* These are example results for illustration purposes. Individual results vary based on credit report contents, dispute outcomes, and creditor responses. Past results do not guarantee future outcomes.

Client Reviews

What our clients are saying

MJ
Marcus J.

GWE took my score from 520 to 680 in under 60 days. I was finally able to get approved for an apartment. These guys are the real deal.

Screenshot coming soon
TW
Tasha W.

I had 4 collections and 2 charge-offs. GWE disputed everything and got 5 out of 6 removed. My score jumped 140 points. Can't recommend them enough.

Screenshot coming soon
DR
David R.

The Credit Action Plan alone was worth it — I finally understood what was dragging my score down. The team was transparent and kept me updated every step.

Screenshot coming soon
Common Questions

Frequently asked questions

A Credit Action Plan is a personalized roadmap we create after analyzing your 3-bureau credit report. It identifies every negative item on your report — collections, late payments, charge-offs, errors, and more — and outlines exactly which items can be disputed, removed, or negotiated. Think of it as your step-by-step blueprint for improving your credit score.
Your Credit Action Plan is completely free. The only upfront cost is $1 for credit monitoring through MyFreeScoreNow, which gives us access to pull your full credit report. If you choose to move forward with our credit repair services, we'll discuss pricing transparently — no hidden fees, no surprise charges.
Most clients see initial results within 30-45 days. Under the Fair Credit Reporting Act (FCRA), credit bureaus are legally required to investigate disputes within 30 days. Some complex cases may take 2-3 dispute cycles (60-90 days) depending on the number of items and bureau response times.
Absolutely. Credit repair is 100% legal and protected by federal law. The Fair Credit Reporting Act (FCRA) gives you the right to dispute inaccurate, incomplete, or unverifiable information on your credit report. The Credit Repair Organizations Act (CROA) also protects consumers who use credit repair services. We exercise your legal rights on your behalf.
Any item that is inaccurate, incomplete, unverifiable, or outdated can be disputed and potentially removed. This includes collections, late payments, charge-offs, bankruptcies, repossessions, foreclosures, and inquiries. If a creditor or bureau cannot verify the item within 30 days, they are legally required to remove it.
Credit monitoring through MyFreeScoreNow gives us (with your permission) access to your complete 3-bureau credit report from TransUnion, Equifax, and Experian. This is essential for us to analyze your report and build your Credit Action Plan. It also lets you track your score improvements in real-time as disputes are resolved.
Our process is based on federal law, not loopholes. If an item on your report is accurate and verifiable, it will likely remain. However, studies show that 1 in 5 Americans have errors on their credit reports, and many negative items lack proper documentation. We fight to have every questionable item investigated. If we can't help you, we'll tell you upfront.

Ready to fix your credit?

Get your free Credit Action Plan in 2 minutes.

No spam. We don't sell your information.

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